Posted by Sir Four at 10:23am May 11 '11You don't often hear about insurance premiums going down, do you? Aetna in CT is lowering their rates by about 10% to comply with PPACA's medical loss ratio requirements. Basically, insurers are now required by law to spend at least 80 cents on every dollar on actual health care. Aetna would've spent less than that, and pocketed the difference. Instead, they must return it to their customers in the form of lower premiums. A major win for the little guy.