Posted by Kromey at 12:57pm Oct 13 '09are very unlikely to be foreshadowing a bank failure, at least not in the way you're thinking. If your account said you had X amount of money and yet the bank wouldn't let you have it, then you would need to be worried.
Most likely their computer systems just suck. Delays processing direct deposits, erroneous overage fees, etc. are all signs of a shitty computer system.
If these kinds of problems are frequent and/or reoccurring, then I would withdraw everything, close the account, and open up a new account with a new bank. Because while the bank may not be failing right now, problems like this will drive away customers, which can cause the bank to go under. To say nothing of how frustrating it is to not be able to get to your money!
Most likely their computer systems just suck. Delays processing direct deposits, erroneous overage fees, etc. are all signs of a shitty computer system.
If these kinds of problems are frequent and/or reoccurring, then I would withdraw everything, close the account, and open up a new account with a new bank. Because while the bank may not be failing right now, problems like this will drive away customers, which can cause the bank to go under. To say nothing of how frustrating it is to not be able to get to your money!
These types of issues - Kromey